“TUGAS RIVIEW BOOKS ECONOMIC”
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The acts of brief author
Dr .H.suhrawardi k .Lubis , sh . ,
sp . , n . , mh , born in the trunks of christmas , 15 june 1962 .It has multi
a profession .He teachers , he also a notary and also pendakwah whizbang that
.The spirit of dakwahnya he spend it discharged through muhammadiyah that have
become a blood his flesh from when he was still dikampung his page .Suhrawardi
last served as the vice rector of iv muhammadiyah university north sumatra ,
vice chairman of muhammadiyah region leader north sumatra in addition to the
head of north sumatera laziswa pwm .After completing of public elementary
school in the domain of silayang kecamatan batahan ( 1974 ) , junior high
schools muhammadiyah ( 1978 ) and madrasah aliyah muhammadiyah ( 1981 ) in
silaping kecamatan batahan domain , next continue their studies to law school
muhammadiyah university north sumatra ( umsu ) medan and recorded as alumni
first ( 1987 ) , graduated from a specialist notariat at the university of
north sumatera ( 1998 ) and education program finished magister the science of
law on program in the aftermath.
Suhrawardi worked as primary
school teachers muhammadiyah in the way of mandailing medan ( 1981 ) , head of
administration for fkip-umsu in medan ( 1984-1987 ) , maid a dean the field of
kemahasiswaan fkip-umsu medan ( 1987-1989 ) , maid a dean kemahasiswaan the
field of law schools umsu ( 1989-1991 ) , maid a dean the academic field law
schools umsu medan ( 1991-1996 ) , dean of the law umsu medan ( 1996-2004 )
maid the rector of the areas of administration and finance muhammadiyah
university north sumatra ( 1994-sekarang ) .Now recorded as lecturers fixed (
the lector the head ) in law schools and programs magister the science of law
muhammadiyah university north sumatra
Besides active as staff ,
suhrawardi also active are involved legal profession the lawyer and law
consultant ( 1987-1998 ) and as notary and making official land in deli
certificate serdang ( 1989-sekarang ) , and now listed as vice chairman of the
regional inspectorate serdang notary deli ( 2006-2009 ) .Suhrawardi also active
in professional organisations , as on bond notary indonesia ( this ) , bond
making official land certificate ( ippat ) , teachers association of indonesia
( pgri ) , the islamic economists ( iaei ) , and also been active in a bond
muhammadiyah students ( irm ) , bond students muhammadiyah ( imm ) , youth
muhammadiyah ( prime minister ) , now active in persyarikatan muhammadiyah as
the region leader muhammadiyah north sumatra ( 2005-2010 ) after it was listed
as kordinator law and human rights and deputy secretary region leader
muhammadiyah north sumatra ( 2000-2005 ) .
Suhrawardi ever did research on
assimilasi matrimonial law minangkabau custom and mandailing at the end of
ivory kabupaten pasaman ( skripsi scholar law schools umsu ) , the contribution
of islamic law in economic legal development in indonesia ( the program
magister of jurisprudence umj ) , and research other related tugas-tugas as
teachers in college , he once wrote in various daily up in field , magazine
legal media law schools umsu and journals civil society published by
muhammadiyah university north sumatra , and write book called ethics legal
profession , islamic law economy , law an agreement in islam ( work with drs
.H.chairuman pasaribu ) , islamic law heirs ( complete and practical ) ( work
with told simanjuntak ) published by publishers rays grafika jakarta , and now
preparing publishing some title book about law , especially islamic law economy
.
The
contents of a book
Preliminary
Before discussing too far of the islamic
economy , and writing in this book begins with explain the main source in
setting a law in islamic economy to refer to al-quran and as a way of you have
a reach and the plan universal .Hal-hal which do not have set with implicit in
those two sources obtained by means of ijtihad comprehensive and to implement
ijtihad it has not easy to be with several methods for judges .
Market
mechanisms and the interest in view of islam
This chapter writer explained
that in the economy , the market is very important especially economic system free
/ liberal .Pasarlah that unite the producer and the consumer .Consumers also
very determine the market , for konsumenlah that determines traffic goods and
services .The consumers , the main problems faced by is how to manage
barang-barang needs that they needed .For it , of course to set priorities
consumer goods and services needed .It relies heavily on the state of consumers
own .In addition , t In a free market mechanisms / liberal certainly cannot
despite the interest.Writers also explained his opinion in this book.Is a dream
among the stating that rente and interest same.That sentiment caused rente and
interest is flowers money because equally interest.Then put to equal.In
practice, rente is an advantage dieroleh the bank had lent because his money
for memperlancarkan business activity / the company has borrowed the
money.Meanwhile, the interest in praktinya, is extortion was done for the poor
to be helped to escape from difficulty his life, especially once to meet the
needs of anyway.But the fact is that the moneylenders may personal interest. he
consumers will tending to get cheaper .
According to the
interpretation and the explanation experts islamic law, in general they view
that interest intended in al-quran is nasiah.Namely the form of interest among
in the days of ignorance, even in excess of payments dimestikan to the owe in
return from the timescale given.So, here it is obvious that some experts are of
the opinion that interest to in nash al-quran was interest that bertempo.
Institutions
and financial instruments in the view of islam
In this chapter writer explained
that the meaning of lembaga-lembaga and instruments and finance islam and
readers can understand penjelasan-penjelasan the future .The writer also reveal
that the emergence of an institution and financial instruments ( new ) not
demands objective is based on the principles of efesiensi , because in the
economy , humans will always be trying to always efficient .
When be noticed the text of a law
that is in provisions islam syariah , would be found several institutions and
the instrument financial as a broad outline can be classified into activities
non-banking and banking activities .Included in category zakat non-banking of
them institutions , ijarah institutions , kafalah , greetings , rahn , do not ,
heirs , qiradh , syirkah and others .While that can be intended into categories
banking ( related to the problem banking ) , namely al-wadiah , al-mudharabah ,
al-musyakarah / syirkah , governor bai’u bithaman anjil and others
Financial
institutions banks
Next chapter fourth of this
discussed the bank keunangan where pertama-tama talk about financial
institutions banks and jenis-jenisnya, about the way that contained in terms of
the bank and various types is in the banking sector.According to author term
the bank derived from a exchanger money ( banko ) who has long been done in
pelabuhan-pelabuhan when many bosun ships and tourists to come and go.In law
no.10 in 1998 bank is business entity collecting fund residents in form of
savings, and distribute it to their community in order to improve the economic
situation of public.See in terms of its management system the bank divided into
two are conventional banks ( system ) flowers and bank syariah ( with the
system for the ).But according to suhrarwardi divide conventional banks are two
types of business commercial banks and business pengkreditan the bank.
It appears that in an age of
globalization now , they have generally speaking barely to protect of
bermuamalah with conventional bank-bank ( wearing a system of interest in
operating all ) , including even also in terms of worship as hajj .Even in
trades conventional banks could not ruled out just .Here a question emerges on
how the islamic law against moslems in such activities with the conventional
banks ?
Writer proposes and concluded
some opinion of experts who are based on the judgment of the tribunal tarjih
muhammadiyah: flowers given by bank-bank state property to the customers or sebalikya
during this applies , things musytabihat.As stated above that experts islamic
law that there has been no consensus over the status of the conventional banks
.One way out of this problem is to form bank syariah on the principle of
sharing .Writers mention understanding bank syariah is banks pengoperasiaannya
that adapted to the islamic syariah .
Insurance
companies , the pension and capital market
In chapter fifth writer
want to discuss this insurance company , pension fund , and capital markets .As
we know what is meant by insurance or petanggungan itself is an agreement
between two parties or more , the petanggung put themselves to the insured by
receiving insurance premiums to give new to the insured because loss , damage
or loss of profits expected or legal liability of to a third party that may be
suffered insured , arising from some event uncertain , or to provide a payment
based on his life meninngal or someone who dipertanggungkan .
In the context of
insurance suhrawardi stressed that the risk of insurance and have links
closely, for insurance were menaggulangi risk, with no risks insurance then
neither do.On the legal insurance, in islam syariah categorized into
masalah-masalah ijtihad.Because there was no official explanation both in
al-quran and him.Besides the priests sect did not give an opinion about it
kaena at that time perarunsian not yet known.
There were many opinions adepts in
clarify of the law the insurance insurance are in all sorts of haramnya ,
agreement insurance it does not opposed to islam syariah , social insurance
accepted and insurance commercial nature not accepted , and there are who
argued that insurance were syubhat .Then writer also share insurance in some
form which included insurance loss , life insurance , and reinsurance .
In this section writer
explain or divide separately insurance social insurance bentuk-bentuk because
of writers based that some scholars who contends about talent in agreement
insurance is merely social insurance.For that social insurance secar will be
discussed.Can be added that mentioned above spesifikasi-spesifikasi has its
own, including taspen, asabri, astek, askes, face an accident passengers,
insurance traffic accidents.
In our country
indonesia provisions concerning pension fund diataur in law no.11 in 1992
.Writer share pension funds into two the pension fund work and pension fund
financial institutions .
Finance
company
The establishment
presidential decree ( keppres ) number 61 in 1988 , has been critical on legal
affairs economy .Through keppres are finance company in indonesia has footing
law that means finance company perusahaan-perusahaaan is moving in the funds in
addition to banks and financial institutions is not bank ( lkbb ) , also acting
financing in the form of providing funds or goods capital with unattractive
funds directly from the community funding institution that undertake work
covered various other businesses are venture capital , rent to business leasing
( ) , anjak credit , credit card , consumer financing and pawnshops .
Baitul
mal wat tamwil ( bmt ) and cooperatives
The term baitul mal wat tamwil in
fact taken from 2 ( two ) syllables, namely the mall and the mall and tamwil
house.The term baituln mal derived from a stanzas and the mall.The means
building or house, while the mall means possessions or wealth.So baitul mal in
harifiah as ruumah possessions or wealth.Meskipu this, said baittul mal usual
interpreted as the ( public or state ).While baitul mal viewed from the
perspective of the term if is an institution or body had to take care of the
wealth of the country especially financial, both with regard to the entry and
management, and pertinent to the matter spending and lain-lain ( aaron
wednesday, 1992: 161 ).The house tamwil necessarily mean that a storage
property personal property managed by an institution.
Activities
economic
activities in chapter
this , the writer of book explain on activity -- economic activities that is in
its scope islamic as pinjam-meminjam , trade , tenancy , a work , perjannian
pemborongan , agreement transportation , sewa-beli , franchise business , until
multilevel marketing shaped syariah are also included by an author in this
chapter .But not only describing definition and just to requirements as in
other books , a writer too called us to know legal nbasis even to do with
conventional law in indonesia be it the support the economic activities islam
and those who are .
Excess
books
a. pictures on the skin
books ( cover ) compelling that cause we want to read it.
b. use structures
language good and right in so easy to understand.
c. there are bnyak an
arabic term, so the reader more familiar language
d. his discussion
complete, peel all the problems related to
e. language used
understandable
f. many of the other
perbandingan-perbandinagan in comparison
Lack
of books
a. book in published
the use of perishable, and durable.
b. reverensi in use
more inclined to one reverensi in this, while reverensi another just as
complementary.
Why
we should buy that books?
Because this book can give positive
contribution for indonesian students , particularly writer to know more about
islamic attention on the community , background theory Market mechanisms and
the interest in view of islam, Institutions and financial
instruments in the view of islam, Financial institutions
banks, Insurance
companies , the pension and capital market, Finance company, Baitul mal wat tamwil ( bmt ) and
cooperatives , Activities economic.
